Dallas Tow Truck Accident Lawyers
Tow trucks are necessary for anyone whose car has stalled or who’s been involved in a car accident. These large trucks offer a convenient and necessary service, but sometimes the tow trucks themselves can become involved in serious accidents and cause severe injuries.
If the tow truck driver or their employer was responsible for the crash, you could hold them liable for your expenses and any suffering you endured. Tow truck injury claims are complex, often involving multiple liable parties. With the help of our Dallas tow truck accident lawyers, you could recover the maximum financial compensation you need and deserve to cover your medical expenses, lost wages, pain and suffering, and more.
Did you sustain injuries in an accident involving a tow truck? If so, The Benton Law Firm is ready to meet with you to discuss your legal rights and options and how our award-winning attorneys will help you get back on your feet again. Call us today at (214) 777-7777.
Types of Tow Trucks
A tow truck is a commercial vehicle that tows or picks up improperly parked, disabled, impounded, or indisposed motor vehicles. There are four major types of tow trucks:
- Flatbed tow truck: A hydraulic system lifts the vehicle or allows someone to drive it onto the back of the truck.
- Integrated tow truck: This type contains more axles than usual, and the arm is mounted towards the center of the truck instead of at the back to facilitate towing buses and large trucks.
- Hook and chain tow truck: A crane with an attached hook and chain lifts the vehicle off the ground by its rear or front. This type is uncommon and mostly used to tow cars that are on their way to the junkyard.
- Wheel-lift tow truck: A hydraulic boom and crossbars lift a car by the front or rear wheels and transport it behind the truck.
What Causes Tow Truck Accidents?
Tow trucks are similar to semi-trucks due to the large size and weight. However, the most significant difference is the type of cargo loaded on the back. While semi-trucks can carry various goods, such as household products, produce, and toxic chemicals, tow trucks only carry vehicles.
A tow truck that crashes into a small car can cause severe damage. Most accidents are the result of driver error. Others are because of trucking company negligence or a recalled vehicle part. The most common causes of tow truck accidents include:
- Texting while driving or another type of distraction
- Defective or damaged parts
- Failure to follow traffic laws
- Merging or changing lanes without checking blind spots
- Drowsy or fatigued driving
- Inexperienced driver
- Employer’s negligent hiring practices
- Lack of maintenance or repairs
Most people will assume the tow truck driver is responsible, but it’s important to determine whether the towing company might be liable, as well. Towing companies must ensure other motorists’ safety by hiring qualified and experienced employees. Tow truck drivers are supposed to go through training to understand how to operate the vehicle and how to handle dangerous conditions. If the company doesn’t utilize adequate hiring and training practices, it could become financially responsible for the resulting crashes and injuries.
Hire The Benton Law Firm to Investigate Your Accident
When you get into an accident, there are essential steps you’ll need to take to ensure you’re able to collect compensation. You must find sufficient evidence to prove the tow truck driver caused the crash, and you suffered injuries as a result. If you can’t prove negligence, the insurance company will likely deny your claim.
Our Dallas tow truck accident lawyers have the resources to obtain crucial evidence for our clients. The Benton Law Firm will handle the recovery of evidence, such as:
- Truck driver’s cell phone records, toxicology report, chemical test results, driving history, etc.
- Eyewitness statements
- Copies of your medical records, billing statements, car repair estimates, prescriptions, and other documents related to the crash and injuries
- Towing company’s vehicle maintenance and repair logs
- Load manifest
- Truck’s black box data recorder
- Traffic crash report
- Accident scene photos
- Video surveillance footage
- Liability insurance declarations page and policy
You shouldn’t worry about your case’s legal aspects while you’re trying to recover from your injuries. We’ll take care of each step on your behalf and aggressively fight for the maximum settlement available. If necessary, we can file a lawsuit against the at-fault party and pursue the financial award you deserve in court.
Determining the Value of Your Case
When you file an insurance claim, the goal is to receive a settlement check that covers your total damages. Damages are supposed to make an injured victim whole after an accident. They can reimburse your expenses and compensate you for the suffering you had to endure.
In any accident case, the available damages fall under two main categories: economic (expenses) and non-economic (suffering). The most common damages you could expect to pursue after a tow truck accident includes:
- Medical expenses
- Out of pocket costs
- Lost wages
- Lost earning capacity
- Pain and suffering
- Emotional distress
- Disfigurement or disability
- Property damage
Economic damages are easy to calculate because there’s an invoice or bill associated with the expense. Non-economic damages are trickier. It’s difficult trying to monetize something like physical pain. There’s no receipt to refer to for an appropriate value.
When determining the right amount of compensation for non-economic damages, the insurance company will consider the following factors:
- Type of injury sustained
- The severity of the injury
- Length of required medical care
- If there’s a permanent impairment or the victim reached maximum medical improvement (MMI)
- Duration unable to maintain employment
- Availability of evidence proving truck driver negligence
- Total economic damages
- Percentage of shared fault
- Impact of the injury on quality of life
- Liability coverage listed on the insurance policy
A skilled attorney will utilize their resources and the evidence they collect on your behalf to build a solid case that you deserve maximum compensation.
How Can Modified Comparative Negligence Affect Compensation?
Under the modified comparative negligence rule, you could receive less financial compensation than you usually would under different circumstances. When the insurance company is establishing negligence after a tow truck accident, they will look at both parties and their actions. If they both share percentages of blame for the crash, their maximum compensation will get reduced by that same percentage.
To clarify, let’s say the tow truck driver was 80% at fault and you were 20% at fault for the accident. If you incurred a total of $100,000 in damages, you would have to subtract 20% to determine the highest compensation you would be entitled to: $80,000.
There’s also the 51% rule. This rule would bar the recovery of any damages if the injured victim was 51% at fault or higher.
Auto Insurance Laws in Texas
When insurance companies are dealing with motor vehicle accidents in Texas, they follow a fault system. That means the liable driver automatically becomes financially responsible for injuries and damages resulting from the crash. Most cases involve the injured party going after the at-fault driver’s insurance company instead of seeking out-of-pocket payment.
It’s a legal requirement for all motorists to carry auto insurance with minimum liability coverage. This coverage provides compensation for a victim’s economic and non-economic damages.
If you discover that the truck driver doesn’t have insurance, you might have to turn to your insurance company for a settlement. UM insurance is uninsured motorist coverage, which provides reimbursement of an injured person’s damages if the at-fault party doesn’t hold liability coverage.
Much like liability insurance, UM will cover the following damages:
- Medical treatment
- Out of pocket expenses
- Lost wages and lost future earnings
- Pain and suffering
It’s not a legal requirement to purchase UM, but if you opted for it, you could recover compensation up to the limit you chose on your policy. Another optional coverage is known as personal injury protection (PIP). Instead of waiting until the end of your case to receive a settlement check, PIP works much like health insurance. It will pay upfront for your medical appointments, prescriptions, and other costs associated with treatment. It can also provide payment for a percentage of your lost wages.
I Can’t Afford a Lawyer. What Should I Do?
If you’re worried about the cost of hiring a lawyer, you should speak with one of the Dallas tow truck accident lawyers from The Benton Law Firm. We know you’re struggling financially, and the thought of spending more money on legal representation is stressful. That’s why we take cases on contingency.
A contingency fee is an agreement for the lawyer not to take a fee from the client unless they recover compensation for them. There are no upfront fees or costs you need to pay for us to work on your case. We don’t expect payment unless we win. If we don’t win, you won’t owe us anything.
Injured in a Tow Truck Accident? Call The Benton Law Firm Today
If you were the victim of a tow truck accident in Dallas, you deserve assistance from an experienced and reputable lawyer. We’ll fight hard to protect your rights and get you the maximum compensation available. You deserve to hold the at-fault party accountable for their careless actions. They shouldn’t be the one to pay for your damages.
If you want to find out more about your legal options, schedule a free initial consultation with our attorneys by calling (214) 777-7777. Our skilled Dallas truck accident attorneys will help make you whole again.