Were you hit by a driver in Dallas, Texas, who had insufficient insurance? You may be entitled to compensation through an uninsured or underinsured motorist claim. These claims arise after car accidents when the at-fault driver cannot pay your losses.
A Dallas uninsured motorist claims lawyer at Benton Accident & Injury Lawyers can explain your options and protect your rights from day one. Our firm brings years of combined experience and a strong record of results for injured Texans. Call now at (214) 556-8321 for a free consultation.
How Benton Accident & Injury Lawyers Can Help With Uninsured Motorist Claims in Dallas, TX
Uninsured motorist (UM) claims look simple, but insurers often dispute fault, injuries, or the value of your case. Our Dallas car accident lawyers level the playing field and pursue full compensation.
Here is what we do for clients:
- Investigate the crash, gather police reports, witness statements, and video
- Review your auto policy, endorsements, and any exclusions that could affect UM/UIM
- Coordinate medical records and build clear proof of injuries and future care needs
- Calculate all losses, including lost income and diminished earning capacity
- Handle all talks with adjusters and protect you from low offers
- File suit and try the case when the insurer refuses to pay fairly
Our team is recognized for litigation skill and client service, and we know how Dallas insurers evaluate UM claims. If your wreck happened anywhere in Dallas, call today for a free case review.
How Common Are Dallas Uninsured Motorist Claims?
Uninsured driving is a nationwide problem. The Insurance Research Council reports that millions of motorists drive without coverage each year, with rates that fluctuate by state and year. Even when the percentage is modest, the sheer number of vehicles on Dallas roads means UM claims are common.
What Causes Most Dallas Uninsured Motorist Accidents?
Uninsured motorist claims usually follow the same kinds of crashes as any other car accident.
In Dallas, we often see:
- Rear-end collisions
- Intersection crashes
- Distracted driving involving phones, GPS, and in-car screens
- Speeding and aggressive lane changes during rush hour
- Hit-and-run collisions where the at-fault driver leaves the scene
No matter how these accidents happen, uninsured motorist claims in Dallas can leave victims struggling—and that’s why having strong legal help matters.
Common Injuries Caused by Uninsured Motorist Accidents in Dallas
Crashes with uninsured drivers can cause serious harm. We regularly see concussions and other brain injuries, neck and back injuries, broken bones, internal injuries, and soft-tissue damage that limits work and daily life.
In the most severe cases, families face catastrophic injuries or wrongful death. Getting immediate care and documenting symptoms is critical for your health and your claim.
What Kinds of Damages Are Available to Victims of Crashes With Uninsured Motorists?
If you’re hurt in a crash with an uninsured or underinsured driver, you may still be able to recover compensation through your own insurance policy or by pursuing other legal options. Victims can seek both economic damages and non-economic damages, depending on how the accident impacted their lives.
Economic Damages
Economic Damages cover the financial costs of the accident, including:
- Medical bills for emergency care, hospital stays, and rehabilitation
- Lost wages and future lost income if your injuries keep you from working
- Property damage, such as car repairs or replacement
- Out-of-pocket expenses, like transportation or home modifications
Recovering economic damages helps ease the financial burden of an uninsured motorist crash so you can focus on your recovery.
Non-Economic Damages
Non-Economic Damages compensate for the personal, non-financial impact of an accident, such as:
- Pain and suffering
- Emotional distress and anxiety
- Reduced quality of life
- Permanent disabilities or impairments
- Loss of enjoyment of daily activities
Non-economic damages recognize the lasting personal toll of an accident and help you pursue justice for the hardships you’ve endured.
How Much Does It Cost to Hire an Uninsured Motorist Claims Lawyer?
Benton Accident & Injury Lawyers works on a contingency fee basis. You pay no upfront attorney fees. Our fee is a percentage of the recovery, and we only get paid if we obtain compensation for you.
How Long Do I Have to File a Lawsuit After an Uninsured Motorist Accident in Texas?
A statute of limitations is the legal deadline to file a lawsuit. For most Texas personal injury claims, the deadline is two years from the date of the crash. Missing the deadline can bar your claim.
UM claims have additional timing rules because they arise under your auto policy. Many policies require prompt notice and cooperation, and lawsuits against your insurer for UM benefits often follow contract-based timelines.
Because these deadlines can be complex, the safest move is to speak with a lawyer quickly so evidence is preserved, policy conditions are met, and all filing deadlines are satisfied.
Contact Our Dallas Uninsured Motorist Claims Lawyers for a Free Consultation
If you were hit by an uninsured or underinsured driver in Dallas, Texas, Benton Accident & Injury Lawyers is ready to help. Our Dallas uninsured motorist claims attorneys can review your policy, investigate fault, and pursue every dollar available. Call today for a free consultation and a clear plan to move forward.