One of the first concerns most people have after a car accident in Dallas, Texas, is how their medical bills are going to be paid. If someone else caused the crash, they should be the one paying for your treatment. However, in practice, the claims process is not always that simple.
Benton Accident & Injury Lawyers is here to help you take legal action for as much compensation as you may be entitled to under the law. Our Dallas car accident lawyers have years of experience and have recovered millions of dollars for our clients throughout the state.
Contact us today at (214) 556-8321 for a free consultation. We can provide some initial legal advice at that time and help you determine your best course of action.
How Benton Accident & Injury Lawyers Can Help With Your Car Accident Claim in Texas
Benton Accident & Injury Lawyers is a trusted Texas personal injury law firm that consistently wins cases for our clients. Insurance companies know our name and know that they won’t be able to get away with a lowball settlement offer with us on the other side of the case.
When you hire our Dallas car accident lawyers, we can:
- Investigate your accident and gather the evidence needed to prove your case
- Identify every available source of coverage for your medical expenses
- Calculate the full extent of your economic and non-economic damages
- Handle all communications with insurance adjusters and defense attorneys
- Negotiate for a fair settlement on your behalf
- File a lawsuit and take your case to trial if that is what it takes
Call our law office in Dallas, TX, today to set up your free case review. Our Dallas personal injury lawyers work on a contingency fee basis, which means you only pay attorney’s fees if we win money for your claim.
Your Options for Having Your Medical Bills Paid After a Texas Car Accident
Texas is an at-fault state for car insurance purposes. This means the driver who caused the accident is ultimately responsible for covering the injured party’s losses. However, getting that money into your hands is rarely immediate, and your medical providers will not wait months or years for payment.
In the meantime, there are several ways your bills may be covered while your case is still being resolved:
- Personal Injury Protection(PIP): If you have PIP on your policy, it can cover medical expenses and lost wages regardless of who was at fault.
- Health insurance: Your own health insurance plan can cover treatment after a car accident, just like it would for any other medical situation.
- MedPay coverage: Similar to PIP, MedPay is an optional add-on to your auto insurance policy. It covers medical expenses up to the policy limit without regard to fault.
- The at-fault driver’s liability insurance: Once liability is established, the at-fault driver‘s insurance company is responsible for paying your damages.
- A letter of protection: In some cases, your attorney can arrange for your medical providers to defer payment for your medical bills through a letter of protection.
We can help you evaluate your options.
What if the At-Fault Driver Does Not Have Insurance?
Unfortunately, not every driver on Texas roads carries insurance. If the person who hit you was uninsured, you may still have options available. Uninsured and underinsured motorist coverage, known as UM/UIM, is designed to fill the gap when the at-fault driver cannot cover your losses. If you have this coverage on your own policy, you can file a claim against it to help pay for your medical bills and other damages.
Even without UM/UIM coverage, however, there may be other avenues to explore depending on the facts of your case. For example, if a third party contributed to the accident, such as a government entity responsible for road maintenance, you may be able to pursue a claim against them.
Schedule a Free Consultation With Benton Accident & Injury Lawyers After a Texas Car Crash
Getting your medical bills paid after a car accident should not be a battle you have to fight without legal help. If you were injured in a crash caused by someone else’s negligence in Texas, Benton Accident & Injury Lawyers can help you navigate the process and pursue the full amount of compensation you need to move forward.
Call our Dallas car accident attorneys today to schedule a free consultation.
